Iowa paycheck calculator for 2026
Estimate 2026 take-home pay in Iowa. Flat 3.80% state income tax plus federal brackets and FICA.
| Gross | $3,269.23 |
| Federal income tax (marginal 22%) | −$316.15 |
| Social Security + Medicare | −$243.03 |
| Iowa income tax (marginal 3.80%) | −$89.74 |
| Retirement contribution | −$196.15 |
| Pre-tax benefits | −$92.31 |
| Net pay | $2,331.84 |
Flat 3.8% for 2026 (SF 2442). Details
How Iowa taxes wages in 2026
Iowa applies a flat 3.80% rate to taxable income after a standard deduction of $16,100 for single filers and $32,200 for married couples filing jointly. Flat 3.8% for 2026 (SF 2442). Iowa starts from federal taxable income, so the federal standard deduction is already applied. Iowa's $40 personal credit ($80 joint) is a credit, not an exemption, and is not modeled. School district surtaxes (up to about 20% of state tax in some districts) are not included.
Take-home pay in Iowa at common salaries
Single filer, no pre-tax deductions, 2026 parameters.
| Salary | Federal tax | FICA | Iowa tax | Take-home | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $908 | $33,412 | 16.5% |
| $60,000 | $5,020 | $4,590 | $1,668 | $48,722 | 18.8% |
| $85,000 | $9,870 | $6,503 | $2,618 | $66,009 | 22.3% |
| $120,000 | $17,570 | $9,180 | $3,948 | $89,302 | 25.6% |
| $180,000 | $31,934 | $13,770 | $6,228 | $128,068 | 28.9% |
| $250,000 | $51,304 | $15,514 | $8,888 | $174,294 | 30.3% |
Compare Iowa with other states
- Alabama
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- District of Columbia
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- Texas
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- Wyoming
Sources: revenue.iowa.gov. Tax year 2026. Data confidence: high.
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